What we will do for you

We are here to help you with your court foreclosure case by:

 

• Reviewing the complaint
• If more time is necessary, we will file a motion with the court
• We will make sure the lender properly takes the necessary steps for foreclosure
• We will ask the court to schedule the foreclosure sale longer than the usual 30 days after the judgment
• During this time, we will provide representation to save your home from foreclosure.  Options include:
  • Coordinate payment to fully reinstate the mortgage
  • Restructure your current loan to lower payments
  • Negotiate a work-out arrangement with your lender which would not require a full reinstatement
  • Discuss possible refinancing
  • Discuss the advisability of selling the home so that the equity will not be lost in foreclosure 
  • File a Chapter 13 Bankruptcy – This is usually as a last resort and must be filed prior to the foreclosure sale.  Our offices can file a bankruptcy petition on short notice if necessary.
• We will discuss with you the best way for you to stay in your home
• How to eliminate the burden of unreasonable mortgage payments which are hurting your credit.
• We will analyze your financial situation to determine which solution is best for you.